Privacy Policy

Effective Date: 7/8/2025
Last Updated: 7/8/2025

Media Holding Group LLC, doing business as IUL.ORG (“IUL.ORG,” “we,” “us,” or “our”), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including your rights and options regarding your personal data.

By using IUL.ORG, you accept the practices described in this policy. If you do not agree with our policies and practices, your choice is not to use our services.

1. Information We Collect

We collect several types of information from and about users of our site and services:

a. Information You Provide Voluntarily

When you interact with us, we may collect:

  • Full name, email address, phone number, mailing address

  • Billing and payment information

  • Survey responses, support requests, correspondence

  • Account credentials (if you create an account)

  • Preferences, demographic data, and professional interests

b. Information Collected Automatically

We collect certain information automatically when you visit IUL.ORG:

  • IP address, device type, browser type, language, referring URLs

  • Page views, clicks, session length, and other usage data

  • Cookies and similar tracking technologies

c. Lead Data

For clients purchasing leads, we may collect, store, and process consumer data provided to us by opt-in sources. You represent that you are legally authorized to use such data under all applicable laws.

2. How We Use Your Information

We use your information to:

  • Process transactions and deliver purchased services

  • Provide customer service and respond to inquiries

  • Improve website performance and user experience

  • Customize content, marketing, and recommendations

  • Communicate offers, updates, and promotional content

  • Enforce our Terms of Use and prevent fraud

  • Comply with applicable legal obligations

3. TCPA & Communication Consent

By providing your contact information, you expressly consent to be contacted by phone, SMS, email, or other methods for account management, product delivery, and marketing purposes. This includes automated dialing systems, prerecorded messages, and text messages, even if your number is on a federal or state Do-Not-Call registry.

You may revoke consent at any time by emailing us at: support@iul.org or replying “STOP” to any SMS.

4. Cookies & Tracking Technologies

We use cookies, pixels, tags, and analytics tools (e.g., Google Analytics) to:

  • Understand how users interact with our site

  • Remember login preferences and settings

  • Improve performance and functionality

  • Deliver targeted advertising

You can control cookie settings via your browser, though disabling cookies may limit certain site features.

5. Data Sharing and Disclosure

We do not sell or rent your personal information. We may share it with trusted parties only under the following conditions:

  • Service providers: to assist with billing, CRM, lead delivery, email marketing, etc.

  • Business partners: when co-branded services are offered or joint marketing occurs

  • Legal and compliance: to comply with subpoenas, legal obligations, or to enforce our terms

  • Corporate transactions: in connection with a merger, sale, acquisition, or restructuring

  • Anonymous or aggregate data: which cannot identify you, used for internal or third-party analysis

All vendors are contractually bound to protect your data and may not use it for any other purpose.

6. SMS Messaging Policy

We will not share, sell, rent, or lease your mobile information with any third parties for marketing/promotional purposes. Your opt-in data and consent are protected and will not be used outside the specific scope of communications with IUL.ORG.

7. Data Security

We use physical, electronic, and managerial safeguards including:

  • SSL (Secure Socket Layer) encryption on data transmission

  • Restricted access to sensitive data

  • Periodic vulnerability assessments

Despite these efforts, no method of transmission is 100% secure. We urge you to protect your personal information and use secure connections.

8. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights:

  • Access, correct, or delete your data

  • Opt-out of marketing communications

  • Restrict or object to data processing

  • Withdraw previously granted consent

  • Request data portability (in certain regions)

  • File a complaint with a regulatory authority

You may exercise any of these rights by emailing us at: support@iul.org

9. International Data Transfers

If you access our services from outside the United States, your data may be transferred to, stored in, and processed in the U.S. By using IUL.ORG, you consent to such transfer.

10. California Consumer Rights (CCPA)

California residents may request:

  • The categories and specific pieces of personal data we collect

  • The purpose of the data collection

  • The sources from which personal data is collected

  • Third parties with whom we share your personal data

To submit a request, email support@iul.org or write to the address listed below. You will not be discriminated against for exercising your privacy rights.

11. GDPR Rights (For EEA Citizens)

If you are in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR) including:

  • Right to be informed

  • Right to data access and rectification

  • Right to erasure (“right to be forgotten”)

  • Right to restrict or object to processing

  • Right to data portability

To request any of these, email: support@iul.org

12. Children’s Privacy

Our site is not intended for children under age 18, and we do not knowingly collect personal data from minors. If we discover that a child has submitted personal information, we will delete it immediately.

13. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Changes will be effective immediately upon posting. We will notify you of material updates via prominent notice on our site or direct communication.

14. Contact Us

If you have questions, concerns, or requests regarding your privacy or this policy, contact us at:

Media Holding Group LLC d/b/a IUL.ORG
8 The Green, Suite A
Dover, DE 19901
+1 (332) 333-3485
support@iul.org